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First Service Bank offers a team with over 50 years of experience in agriculture lending. Working with a lender who understands the uniqueness of your loan simplifies the process for you. Our knowledge and experience in the industry coupled with our commitment to customer service offers you confidence that your loan process will run smoothly and efficiently.  At First Service Bank, we specialize in making loans to professionals in the agriculture industry. Our devoted lenders guide clients through the process with knowledge and experience, aiding in the success of our borrowers. Our relationship with our clients extends beyond closing to guarantee a lasting relationship focused on the success of the operation. 


Our Agriculture Lending Team


The agriculture lending team prides itself on years of experience in the industry. We know the business and unique opportunities available to you. The level of service extends beyond the servicing of the loan, creating a lasting relationship with a lender you can trust.

Southeast Arkansas Team

 
Angela Golden  Tom Grumbles     Kenneth Barnard
Dermott 870.538.3221  Dermott 870.538.3221  Dermott 870.538.3221 
 
 

Central Arkansas Team

 
 
Darla McJunkins     
Clinton 501.745.7200  
 
 

 North Arkansas Team

 
       
       
 Mtn. View 870.269.7200  Mtn. View 870.269.7200    
 
 

Types of Loans


 

Poultry Loans

Row Crop Loans

Livestock Loans

• New construction financing
• Existing farm operation refinances
• Existing farm operation purchase financing
• Existing farm operation expansion financing
• Farm Service Agency (FSA) guarantee loans
• Small Business Administration (SBA) guarantee loans
• Long term fixed rate financing options without balloon payment
• Up to 15 – 20 year loan amortization
 
 
 Crop production
 Equipment purchases
 Farm land loans
 Existing farm operation expansion financing
 Farm Service Agency (FSA) guarantee loans
 Small Business Administration (SBA) guarantee loans
 Long term fixed rate financing options
 
 
 
 
 
 

• New construction financing for farm faculties

• Existing farm operation refinances
 Revolving line of credit for livestock purchases
• Existing farm operation purchase financing
• Existing farm operation expansion financing
• Farm Service Agency (FSA) guarantee loans
• Small Business Administration (SBA) guarantee loans
• Long term fixed rate financing options without balloon payment
• Up to 15 – 20 year loan amortization
 

The Process


Application Phase -In the application phase, a lending team member will work directly with you to gather all information needed to prequalify you for your agriculture loan request. We strive to simplify the loan process, make it easy for you to provide your information, and keep you informed along the way.

Review Phase - Here you will submit financial documents necessary for your loan approval. The lending team member will gather your financial documents,learn your story, and assist you throughout the review process. Specific questions regarding paperwork can be addressed directly to your lending team member.

Closing Phase - Closing is the final phase of your loan. Your lending team member will contact you to schedule your closing. Your lending team member will review all documents needed to complete the loan. Documents can be submitted as completed. Your closing team will also assist in reviewing document drafts prior to signing to ensure all necessary information is included.