*Annual Percentage Yield (APY) accurate as of 02/15/16. Minimum to open account is $5. Rate is as follows: 2.00% APY applies as long as qualifications are met each qualification cycle. $0-20,000 - .15% APY, $20,001-100,000 - .20% APY, 100,001 + - .30% APY applies to all balances over $20,000 or if monthly qualifications are not met. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. If the account is closed before the end of the cycle, interest accrued will be paid.
*Annual Percentage Yield (APY) accurate as of 02/15/16. Rate is as follows: .50% APY applies as long as balance is at or above $20,001.00.on each qualification cycle. 0.25% APY applies to all balances below $20,000.00. An excess withdrawal/debit item service charge fee of $1.00 will be charged for each debit transaction in excess of 6 per cycle. If the account is closed before the end of the cycle, interest accrued will be paid.
Certificates of Deposit
CD's are a great way to save for the future. Our certificates of deposit are very flexible, giving you control over how your funds work for you. Your deposit will earn a market rate of interest determined by rivaling interest rates. You select the maturity term you want, from 3 to 48 months. Our CD's require a minimum opening deposit of only $1,000.00. For your convenience, all CD's are automatically renewed unless otherwise requested. Penalties will be incurred for early withdrawal of funds.
Individual Retirement Account
IRA's are available at First Service Bank. Get a tax advantage today, while saving for the future. Ask a First Service Bank representative for a plan to suit your needs.
Health Savings Account
Set aside money tax-exempt for your medical expenses and earn interest on it.